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Filing taxes when you have little or no income

Filing taxes when you have little or no income

You can legally make about $15,000 in Ontario without paying any tax as a single person with no dependants.

For some people, this number can be higher. For example, if:

  • You have children or dependants,
  • You have a disability or,
  • You are over the age of 65

If you earn less than $15,000, the CRA very likely owes you money.

No matter what your situation, it’s almost always a good idea to file your taxes. This will let you receive government benefits for low income people. Check out our tip sheet on the benefits of filing to learn more.

If you work for cash, claiming expenses can reduce your taxable income.

An example 

Shelley does hair from home. She earned $16,000 cash this year.

Shelley also spent $1,000 on hair products and tools. She can also deduct a portion of her rent and other expenses to reduce her tax owing to zero and access other benefits.